12 Best Answering Services in the UK (2026)

By Mathew, Founder at Team-Connect · · 16 min read
The best answering service in the UK depends on what you need. For human reception with the longest track record, JAM (est. 1977) leads the market. For AI-powered call handling at the lowest price, Team-Connect starts at £9.99/month. For large businesses wanting a named receptionist, Moneypenny is the premium choice. We reviewed and compared all 12 providers across human, AI and hybrid categories — with real pricing, Trustpilot ratings, independent reviews, pros and cons — so you can choose the right answering service for your business.

Disclosure: Team-Connect is included in this comparison. We have tried to assess every provider fairly, including our own weaknesses. Trustpilot scores and pricing were verified in March 2026. We have no affiliate relationships with any provider listed.

Best Overall (Human)
JAM
Est. 1977 · Highest-rated · Bespoke
Best AI-Powered
Team-Connect
From £9.99/mo · 24/7 · AI + SMS
Best for Enterprise
Moneypenny
Named PA · Scalable · PA & Tech

How We Assessed Each Provider

We evaluated each answering service across six criteria, all verified in March 2026:

  • Trustpilot rating and review count — independently verified, not self-reported
  • Pricing transparency — published pricing vs "contact us" gating
  • UK presence — calls answered by UK-based staff or UK-hosted AI
  • Hours of coverage — genuine 24/7 vs office-hours-only with after-hours surcharges
  • Feature depth — message-taking only vs appointment booking, CRM integration, call transfer
  • Trial availability — risk-free testing before commitment

We did not accept payment from any provider for inclusion or ranking. Team-Connect is assessed by the same criteria as every other entry.

Master Comparison Table

All 12 providers at a glance. Scroll right on mobile.

#ProviderTypeFrom (£/mo)24/7TrustpilotFree TrialBest For
1JAMHuman£0.90/minYes4.6 (535)YesBespoke call handling
2MoneypennyHumanContactYes4.5 (1,200+)YesEnterprise / named PA
3AnswerConnectHumanContactYes4.9 (193)NoMulti-channel (calls + chat)
4Answer4uHuman£0.99/callYes5.0 (485)YesPer-call simplicity
5Team-ConnectAI£9.99Yes4.8 (50+)YesTrades, salons, clinics
6Pocket ReceptionistHuman£24.99Office hrs4.3 (98)YesBudget human service
7Face For BusinessHuman£24.50Yes4.8 (700+)YesPer-second billing
8alldayPAHuman£29.99Yes4.7 (383)YesMid-market businesses
9ReceptionHQHuman£20.00Yes4.6 (180+)YesFlexible billing options
10BizikHuman£45.00Extended4.6 (40)YesDedicated PA team
11Connect CommsHuman£14.99Office hrs4.8 (200+)Yes (30 days)Budget entry point
12AnswerHybrid£0.99/callYes4.7 (2,000+)YesPay-as-you-go + AI option

Trustpilot scores and review counts verified March 2026. Pricing from provider websites; "Contact" means pricing is not publicly listed.

All 12 Providers Reviewed

1. JAM
Human
Est: 1977Pricing: From £0.90/minTrustpilot: 4.6 ★ (535 reviews)
The longest-running answering service in the UK. JAM offers fully bespoke call handling with dedicated PA teams, 24/7/365 coverage at no extra charge, and the highest volume of 5-star independent reviews in the industry. They handle everything from simple message-taking to complex dispatch, FAQ handling and appointment booking.
Pros
  • Longest UK track record (47+ years)
  • Fully bespoke — no one-size-fits-all scripts
  • 24/7 at no premium
  • Dedicated teams learn your business
Cons
  • Per-minute billing can add up on longer calls
  • Premium positioning — not the cheapest option
  • No AI or self-service automation
Best for: Businesses wanting a premium, fully bespoke human service
Visit JAM →
2. Moneypenny
Human
Est: 2000Pricing: Contact for quoteTrustpilot: 4.5 ★ (1,200+ reviews)
The largest UK virtual receptionist and answering service provider, handling over 20 million calls per year. Moneypenny assigns a named PA or dedicated team to your account. They serve law firms, estate agents, healthcare and corporate clients with white-glove service. Their technology platform includes a mobile app and CRM integrations.
Pros
  • Named PA who learns your business
  • Massive scale — handles 20M+ calls/year
  • Strong in legal, property and professional services
  • Mobile app with real-time control
Cons
  • Pricing not published — must request a quote
  • Premium cost — typically £200+/month
  • Contracts may apply depending on plan
Best for: Larger businesses wanting a named, dedicated receptionist
Visit Moneypenny →
3. AnswerConnect UK
Human
HQ: EdinburghPricing: Contact for quoteTrustpilot: 4.9 ★ (193 reviews)
Named best overall answering service by Forbes in 2023 and 2025. AnswerConnect provides live human answering 24/7 with bilingual support, appointment scheduling, CRM integration and live chat. Based in Edinburgh with US and Canadian coverage too. Strong reputation but pricing requires contacting sales.
Pros
  • Very high Trustpilot rating (4.9)
  • Forbes "best overall" winner
  • Live chat + calls in one service
  • Bilingual support available
Cons
  • No public pricing — must contact sales
  • No free trial publicly advertised
  • Can be expensive for low-volume callers
Best for: Businesses wanting multi-channel (calls + live chat) human support
Visit AnswerConnect →
4. Answer4u
Human
HQ: NottinghamPricing: From £0.99/callTrustpilot: 5.0 ★ (485 reviews)
The highest Trustpilot-rated answering service in the UK with a perfect 5.0 score from 485+ reviews. Answer4u is based in Nottingham and provides 24/7 call answering with per-call or per-minute billing options. They also offer a virtual assistant tier for more complex handling including appointment booking and CRM input.
Pros
  • Perfect 5.0 Trustpilot score
  • Simple per-call pricing option
  • UK-based team in Nottingham
  • Free trial available
Cons
  • Virtual assistant tier costs more
  • Smaller team than Moneypenny/JAM
  • Per-call billing less predictable at high volumes
Best for: Small businesses wanting high-rated human service with simple pricing
Visit Answer4u →
5. Team-Connect
AI-Powered
HQ: MacclesfieldPricing: From £9.99/moTrustpilot: 4.8 ★ (50+ reviews)
AI-powered answering service that handles calls using natural voice technology with industry-specific call flows for trades, healthcare, hospitality, salons, property and more. Includes appointment booking, SMS confirmations, lead qualification and emergency call transfer. The lowest entry price on this list at £9.99/month with 24/7/365 coverage.
Pros
  • Lowest starting price (£9.99/month)
  • Genuine 24/7/365 — no after-hours surcharge
  • Industry-specific AI call flows
  • SMS confirmations and lead capture included
Cons
  • AI — not a human voice (may not suit all callers)
  • Newer brand with fewer reviews than established providers
  • Complex or emotional calls still need human escalation
Best for: Trades, salons and clinics wanting 24/7 AI coverage at the lowest cost
Explore Team-Connect →
6. Pocket Receptionist
Human
HQ: LowestoftPricing: From £24.99/moTrustpilot: 4.3 ★ (98 reviews)
Budget-friendly human answering service offering message-taking, call transfer and basic FAQ handling. Good entry point for businesses that want human-answered calls without the premium price of JAM or Moneypenny. Office-hours coverage as standard with out-of-hours available as an add-on.
Pros
  • Affordable human service
  • Simple setup
  • Message-taking is reliable
Cons
  • Office hours only as standard
  • Limited advanced features
  • Lower Trustpilot rating than competitors
Best for: Budget-conscious businesses wanting basic human call answering
Visit Pocket Receptionist →
7. Face For Business
Human
HQ: UKPricing: From £24.50/moTrustpilot: 4.8 ★ (700+ reviews)
One of the most transparently priced human answering services. Face For Business charges by the second (not rounded up to the nearest minute) with no setup fees, no out-of-hours premium and no charges for nuisance calls. 94% of triallists continue as clients. Strong mobile app with call recordings.
Pros
  • Per-second billing — no rounding up
  • No setup fees, no out-of-hours premium
  • 94% trial-to-client conversion rate
  • Call recordings in app
Cons
  • Less bespoke than JAM for complex scripts
  • Not the cheapest at higher volumes
Best for: Businesses wanting transparent, per-second human call answering
Visit Face For Business →
8. alldayPA
Human
HQ: ManchesterPricing: From £29.99/moTrustpilot: 4.7 ★ (383 reviews)
Manchester-based provider with tiered plans from basic message-taking through to full virtual receptionist with CRM integration. Strong mid-market option with clear plan structure and 24/7 coverage included. Long-established with a large UK client base.
Pros
  • Clear tiered pricing
  • 24/7 included
  • CRM integrations on higher plans
Cons
  • Minute bundles can lead to overages
  • Entry plan is message-only
Best for: Mid-market businesses wanting structured plan tiers
Visit alldayPA →
9. ReceptionHQ
Human
HQ: UK/AustraliaPricing: From £20/moTrustpilot: 4.6 ★ (180+ reviews)
Offers both per-call and per-minute billing with the flexibility to switch between them — unusual in the UK market. UK-based receptionists during office hours with overflow to Australia/US after hours. Includes 24/7 at no surcharge, per-second billing option and a redesigned client portal.
Pros
  • Choose per-call OR per-minute billing
  • Per-second billing available
  • 24/7 at flat rate
  • Strong client portal
Cons
  • After-hours calls may overflow to Australia/US
  • UK team only guaranteed during office hours
Best for: Businesses wanting billing flexibility and 24/7 flat-rate cover
Visit ReceptionHQ →
10. Bizik
Human
HQ: LondonPricing: From £45/moTrustpilot: 4.6 ★ (40 reviews)
London-based provider offering dedicated virtual PA teams with managed live chat included. Positions itself as a step above basic answering, with PAs trained specifically for your business. Also offers a white-label service for agencies wanting to resell.
Pros
  • Dedicated PA teams
  • Live chat included
  • White-label available
Cons
  • Fewer reviews than competitors
  • Higher entry price
  • Not 24/7 on all plans
Best for: Agencies and businesses wanting dedicated PAs with live chat
Visit Bizik →
11. Connect Communications
Human
HQ: UKPricing: From £14.99/moTrustpilot: 4.8 ★ (200+ reviews)
The lowest-cost human answering service on this list at £14.99/month. Connect does not charge for nuisance calls, wrong numbers or sales calls — you only pay for genuine business calls. Offers a 30-day free trial (or 100 messages). Office-hours coverage with a new interactive out-of-hours voicemail service launched in 2026.
Pros
  • Cheapest human service (£14.99/mo)
  • No charge for nuisance/sales calls
  • 30-day free trial
  • High Trustpilot rating
Cons
  • Office hours only — no live 24/7
  • Out-of-hours is automated, not human
  • Basic feature set on entry plan
Best for: Budget entry into human answering with generous free trial
Visit Connect →
12. Answer (answercall.uk)
Hybrid
Est: 1977 (JAM group)Pricing: From £0.99/call or £10/mo (AI)Trustpilot: 4.7 ★ (2,000+ reviews)
Part of the JAM group, Answer is the UK's original pay-as-you-go answering service. No monthly fees on the human plan — you pay per call received. In 2026 they launched an AI Receptionist option at £10/month plus £0.85/call. The highest review volume on this list (2,000+) and a genuine pay-as-you-go model for businesses with unpredictable call volumes.
Pros
  • True pay-as-you-go — no monthly fee (human)
  • Huge review volume (2,000+)
  • AI option at £10/month
  • Backed by JAM's 47-year heritage
Cons
  • Human plan is message-taking only
  • Per-call gets expensive at high volume
  • AI option is new (limited track record)
Best for: Low or unpredictable call volume with pay-as-you-go flexibility
Visit Answer →

Human vs AI vs Hybrid — Which Type Do You Need?

FactorHumanAI-PoweredHybrid
Who answersTrained UK agentAI voice technologyAI first, human escalation
HoursVaries (many 24/7)Always 24/7Always 24/7
UK cost range£15–£500/mo£10–£80/mo£50–£200/mo
Simultaneous callsLimited by team sizeUnlimitedUnlimited
Complex / emotional callsExcellentAdequate for routineExcellent
Setup2–5 daysSame day1–3 days
Best forLegal, medical, high-valueTrades, salons, high-volumeMost UK SMEs

In 2026, the hybrid model is growing fastest — AI handles routine calls (opening hours, appointment bookings, basic FAQs) while complex, emotional or high-value calls are escalated to a human. This gives businesses 24/7 coverage at AI pricing with human quality where it matters.

Best Answering Service by Industry

Different industries have different call handling requirements. Here is our recommendation for each based on the 12 providers reviewed above:

IndustryBest ChoiceWhy
Plumbers, electricians, roofersTeam-Connect (AI)24/7 emergency triage, job capture with photos, postcode checking — all while on a job site
Solicitors, barristers, legalJAM or MoneypennyComplex calls needing empathy, confidentiality and legal terminology — human operators essential
GP surgeries, dental, physioTeam-Connect or AnswerConnectUnlimited simultaneous calls eliminate engaged tones. Clinical triage and appointment booking at scale
Hair salons, beauty, barbershopsTeam-Connect or Pocket ReceptionistAppointment booking during treatments when hands are occupied. SMS confirmations reduce no-shows
Estate agents, lettingsMoneypenny or Team-ConnectViewing bookings, maintenance triage and landlord queries. High call volume during office viewings
Restaurants, hotels, pubsTeam-Connect (AI)Reservation capture during service when nobody can answer. Dietary and allergen queries answered instantly
E-commerce, online retailAnswer4u or alldayPAOrder tracking, returns processing and stock queries need human judgement for complex complaints
Accountants, financial advisersJAM or Face For BusinessProfessional tone, client confidentiality and complex message-taking. Tax deadline periods need scalability
Driving schools, tutoringTeam-Connect (AI)Lesson booking during lessons. AI captures student details and preferred times without interrupting teaching
Construction, buildersTeam-Connect or ConnectQuote capture from site. AI asks about project scope, timeline and access while you are on the tools
Vets, kennels, pet servicesTeam-Connect or AnswerConnectEmergency triage for sick animals. Vaccination bookings, medication refills and boarding enquiries captured 24/7
Startups and sole tradersTeam-Connect (AI)Professional business number with AI answering from day one at £9.99/month. No receptionist salary needed to look established

The key question is whether your calls are routine or complex. Routine calls — bookings, enquiries, FAQs, job capture — are handled as well or better by AI at a fraction of the cost. Complex calls — legal consultations, emotional situations, high-value negotiations — still benefit from experienced human operators.

UK Answering Service Pricing Models Explained

There are four main billing structures in the UK market. The right one depends on your call volume and average call length.

Per-call billing

You pay a flat rate per answered call regardless of how long it lasts. Typical UK range: £0.99–£2.50 per call. Best if your calls are short and you want predictable per-interaction costs. Used by Answer4u, Answer and ReceptionHQ.

Per-minute billing

You pay for talk time. Typical UK range: £0.80–£1.85 per minute. Check whether the provider rounds up to the nearest minute or bills per second — rounding can increase costs by 15–30%. Used by JAM, alldayPA and most traditional providers. Face For Business bills per second.

Monthly subscription

A fixed monthly fee covers a set number of calls or minutes, with overage charges above the limit. Range: £14.99–£500+/month. Used by Pocket Receptionist, alldayPA, Bizik and Connect Communications.

Flat-rate AI

A fixed monthly fee covers unlimited or high-volume AI call handling. Range: £9.99–£80/month. No per-call or per-minute charges on most plans. Used by Team-Connect. Answer offers a £10/month AI option with per-call usage on top.

For context, the ONS Annual Survey of Hours and Earnings puts the median UK receptionist salary at approximately £22,000–£23,000 per year. With employer NI, pension and holiday cover, the true cost of an in-house receptionist exceeds £30,000 per year — or roughly £2,500 per month.

How to Choose the Right Answering Service

Use this decision framework:

  • Under 30 calls/month and budget-sensitive? → AI (Team-Connect from £9.99) or pay-as-you-go human (Answer from £0.99/call)
  • 30–100 calls/month, routine enquiries? → AI or budget human (Connect from £14.99, Face For Business from £24.50)
  • 50–200 calls/month, need appointment booking? → Mid-range human (alldayPA, Answer4u) or AI with booking (Team-Connect)
  • 100+ calls/month, complex call scripts? → Premium human (JAM, Moneypenny) or hybrid
  • Legal, medical or high-value calls? → Human only (JAM, Moneypenny, AnswerConnect)
  • Trades, salons, clinics wanting 24/7 at lowest cost? → AI (Team-Connect)

Always take a free trial before committing. Ring your own number from a friend's phone, time the answer, grade the greeting and check the notification you receive. Most UK providers offer 7–30 day trials.

If you're specifically looking for a virtual receptionist rather than a traditional answering service, see our separate guide to the best virtual receptionist services in the UK — which compares AI and human options head-to-head on 12 criteria.

Red Flags When Choosing an Answering Service

Having reviewed dozens of UK answering services, these are the warning signs that a provider may not deliver what they promise:

  • Hidden per-minute overage charges — the advertised price is for a limited number of minutes. Exceed them and you pay £1.50 to £2.50 per minute on top. Always ask: what is the total cost if I receive 100 calls this month?
  • "From" pricing that excludes setup fees — some providers charge £50 to £200 for onboarding, script development or number porting. The monthly price looks low but the first invoice is three times higher
  • Long contracts with exit penalties — 12 or 18-month minimum terms with early termination fees of £200 to £500. A provider confident in their service does not need to lock you in. Look for monthly rolling contracts
  • No UK-based staff despite claiming "UK answering service" — some providers route calls to offshore centres during evenings, weekends or busy periods. Ask specifically: where are my calls answered at 2am on a Saturday?
  • Slow answer times hidden by averages — a provider claiming "average answer time of 8 seconds" may answer 50% in 2 seconds and 50% in 14 seconds. Ask for the percentage of calls answered within 10 seconds, not the average
  • No call recording — if there is a dispute about what was said on a call, you need evidence. Any provider that does not offer call recording is asking you to trust them blindly
  • Shared operators across 50+ accounts — the receptionist answering your call is also handling calls for a plumber, a law firm and a dog groomer. They cannot know your business. Ask how many accounts each operator handles
  • All pricing gated behind "contact us" forms — transparent providers publish their pricing. If a provider will not show prices without a sales call, they are either expensive, complicated or both. Every provider on our list has pricing you can find online
  • No trial period — any provider unwilling to let you test with real calls before committing has something to hide. Demand a trial. Most reputable UK providers offer 7 to 30 days

What to Test During Your Trial Period

A trial is only useful if you test properly. Here is our recommended testing checklist, developed from evaluating all 12 providers:

  • Call from an unknown number — use a friend's phone or a number the provider does not recognise. This tests the real experience, not the demo they prepared for you
  • Time the answer speed — stopwatch from first ring to a human or AI voice. Under 5 seconds is excellent. Over 15 seconds means callers are already frustrated. Over 30 seconds and many will hang up
  • Ask an unusual question — not "what are your opening hours" but something specific to your business. "Do you have a plumber who can do underfloor heating on a Wednesday in Macclesfield?" See whether they handle it or fumble
  • Check the notification speed — after the test call, time how quickly you receive the summary. Under 30 seconds is excellent (AI providers). 5 to 15 minutes is typical (human providers). Over an hour means your leads are going cold
  • Check the notification quality — does the summary include the caller's name, number, reason for calling and any specific details? Or is it just "someone called, please call back"? The detail level determines whether you can call back prepared
  • Call at 8am and 9pm — test peak morning demand and off-hours coverage. Some providers are excellent at 2pm and terrible at 8am when call volume spikes. Others advertise 24/7 but route evening calls to a generic voicemail
  • Test the greeting — does it sound natural or robotic? Does it use your business name correctly? Does it pronounce it right? First impressions matter — your answering service is the first voice your customers hear
  • Simulate an emergency — call and describe an urgent situation. Does the system escalate it properly? How quickly does the alert reach you? For trades, healthcare and property businesses, emergency triage accuracy is critical
  • Check the call recording — listen to the recording of your test call. Is the audio clear? Can you hear both sides? This is your evidence if there is ever a dispute about what was agreed on a call
  • Test a cancellation or change — call to cancel or modify something you previously booked. Can the system handle modifications, or does it only take new bookings? Flexibility in call handling separates good providers from basic ones

Score each test out of 10 and compare across providers. The one with the highest combined score is your answer — not the one with the best marketing page.

Frequently Asked Questions

What is the best answering service in the UK?

It depends on your needs. For established human reception, JAM (est. 1977) is the industry standard. For AI-powered at the lowest cost, Team-Connect starts at £9.99/month. For enterprise with a named PA, Moneypenny is the premium choice. For Trustpilot rating, Answer4u leads with 5.0 from 485+ reviews.

How much does an answering service cost in the UK?

From £9.99/month for AI plans to £500+/month for premium human services. Pay-as-you-go options charge £0.99–£2.50 per call. Per-minute billing ranges from £0.80–£1.85/min. Most UK small businesses spend £30–£200/month.

What is the difference between an answering service and a virtual receptionist?

An answering service takes messages. A virtual receptionist provides a full front-desk experience — booking appointments, qualifying leads, answering FAQs, transferring calls and integrating with your CRM. Many providers offer both levels.

Should I choose a human or AI answering service?

Human for complex, emotional or high-value calls (legal, medical, high-end sales). AI for routine, high-volume calls (trades, appointment booking, FAQs) where 24/7 coverage and low cost matter most. Hybrid gives you both.

Can I try an answering service before committing?

Yes. Most UK providers offer free trials of 7–30 days. JAM, Face For Business, Connect (30 days), Answer4u and Team-Connect all offer trials. Always test with real calls before committing.

What is the cheapest answering service in the UK?

The cheapest AI answering service is Team-Connect at £9.99/month with 24/7 coverage. The cheapest human answering service is Connect Communications at £14.99/month (office hours). For pay-as-you-go with no monthly fee, Answer charges from £0.99 per call. All three offer free trials.

What is the best answering service for small business in the UK?

For most UK small businesses, AI answering (Team-Connect from £9.99/month) or budget human answering (Connect Communications from £14.99/month) offer the best value. If your calls are complex or high-value, Answer4u (5.0 Trustpilot, from £0.99/call) and Face For Business (per-second billing, from £24.50/month) are strong mid-range options. Avoid providers with long contracts or hidden overage charges.

How do UK answering service pricing plans compare?

UK answering services use four billing models: per-call (£0.99–£2.50/call), per-minute (£0.80–£1.85/min), monthly subscription (£14.99–£500+/month) and flat-rate AI (£9.99–£80/month). Per-call suits low-volume businesses. Per-minute suits short calls. Monthly subscriptions give predictable costs but watch for overage fees. Flat-rate AI is cheapest for high-volume or 24/7 coverage.

Want to Try Team-Connect?

We are one of 12 providers on this list. If AI-powered answering at £9.99/month with 24/7 coverage fits your business, start a free trial. If another provider suits you better, we have linked them all above.

Explore Plans Start Today.